After a storm, fire, or water event, the first thing on your mind is safety. Once you and your family are safe, the next most important step is documenting the damage. Proper documentation can mean the difference between a fair payout and a denied claim.
Here are 5 steps to document your damage the right way:
- Take Photos & Videos Immediately
Use your phone to capture wide shots of each room and close-ups of specific damage. Don’t clean up or move items until you’ve documented everything. - Save Damaged Items
Even if something seems ruined, keep it until after the adjuster visits. Physical evidence can strengthen your claim. - Create a Detailed Inventory
Write down every damaged item, including brand, age, purchase price, and estimated replacement cost. - Get Professional Estimates
Contractors and specialists can provide written repair estimates that support your claim and show actual market costs. - Organize All Paperwork
Keep receipts, repair quotes, and correspondence with your insurance company in one place.
Insurance companies rely heavily on documentation when making claim decisions. The better your records, the stronger your case will be.
At Comprehensive Claim Appraisal, we not only guide you through documenting damage but also step in when insurance companies underestimate your loss. With us on your side, you’ll have both the proof and the professional support you need to achieve a fair settlement.
